Terms of Service

Last updated 3 August 2026

These terms govern your use of IA. By creating an account or using the service, you agree to them. If you are agreeing on behalf of a firm, you confirm you have the authority to bind it.

1. Definitions

  • Customer — the firm that holds the subscription.
  • Authorized User — someone the Customer allows to sign in, such as an analyst or partner.
  • Applicant — a founder or company that submits an application through a Customer’s portal.
  • Customer Data — everything the Customer or its Applicants put into the service: applications, documents, notes, settings, and the evaluations produced from them.

2. What the service does

IA lets a firm define its investment thesis and scoring criteria, publish a branded application portal, receive submissions, and run those submissions through an automated evaluation pipeline that produces a structured assessment and a recommendation. Analysts review, override, and record the outcome in a dashboard.

We may change how features work as the product develops. We will not remove a material capability during a paid term without telling you first.

3. Evaluations are recommendations, not advice

This is the most important term in this document, so it is stated plainly.

Evaluations are generated by large language models. They are probabilistic. They can be confidently wrong, can miss what matters, and can reach different conclusions on similar material. They are an input to your judgement, not a substitute for it.

Nothing IA produces is investment, financial, legal, or tax advice. Every funding decision is yours. You are responsible for reviewing evaluations before acting on them, and for the consequences of the decisions you make — including deals you pass on. Do not present an IA evaluation to a third party as though it were independent diligence.

4. Accounts

You are responsible for what happens under your account. Keep credentials confidential, keep two-factor authentication enabled where we require it, and tell us promptly at [email protected] if you believe an account has been compromised. You are responsible for your Authorized Users’ compliance with these terms.

5. Acceptable use

You agree not to:

  • upload material you have no right to share, or that infringes someone else’s intellectual property or confidentiality;
  • use the service to make decisions about individuals in ways that are unlawful or discriminatory;
  • attempt to circumvent isolation between organizations, probe the security of the service, or access data that is not yours;
  • resell, sublicense, or provide the service to third parties as your own, or use it to build a competing product;
  • submit malware, or load the service in a way designed to degrade it for others.

6. Applicant submissions

When you publish an application portal, you decide what to ask for and why. You are the controller of the personal data you collect through it. You are responsible for giving Applicants your own privacy notice, for having a lawful basis to collect and evaluate what they send, and for telling them that submissions are assessed with automated help. We process that data on your instructions, as described in our Privacy Policy.

7. Your data stays yours

You own Customer Data. You grant us only the licence needed to run the service for you — to store it, process it, transmit it to the model providers you have configured, and display it back to your team. That licence ends when the data is deleted.

Uploaded documents are written to storage that you connect and control. We do not hold them, and disconnecting your storage does not remove them from it. We may use aggregated, de-identified information about how the service is used to operate and improve it, provided it cannot identify you, your firm, or any Applicant.

8. Third-party services

The service depends on providers you choose and connect: your own object storage or cloud drive, and the model providers that run your evaluations. Your use of those services is governed by your agreements with them. We are not responsible for their availability, their pricing, or changes they make, and an outage at one of them may stop evaluations or uploads from working.

9. Fees

Paid plans are billed in advance through Stripe on the cycle shown at checkout, and renew automatically until cancelled. Fees exclude taxes, which you are responsible for. Cancel at any time; cancellation takes effect at the end of the current period, and fees already paid are not refunded except where the law requires. If payment fails we may suspend the service after giving you notice.

10. Term and termination

These terms run for as long as you use the service. Either of us may terminate for material breach that is not cured within 30 days of notice. We may suspend an account immediately where continued use would put the service or other customers at risk.

On termination your access ends and we delete Customer Data within 90 days, except where we are required to retain it. Ask before then and we will help you export it. Documents in your own storage are unaffected — they were never ours to remove.

11. Confidentiality

Each of us may learn confidential information about the other. Your deal flow, thesis, and scoring criteria are yours and we treat them as confidential. Both of us agree to protect the other’s confidential information with at least reasonable care, to use it only to perform under these terms, and to disclose it only to people who need it and are bound to keep it confidential. This does not cover information that is public, already known, independently developed, or required to be disclosed by law.

12. Warranties and disclaimers

We will provide the service with reasonable skill and care. Beyond that, and to the fullest extent the law allows, the service is provided as is and we disclaim all other warranties, express or implied, including fitness for a particular purpose and non-infringement.

We do not warrant that the service will be uninterrupted or error-free, or that any evaluation will be accurate, complete, or suitable for a particular decision.

13. Limitation of liability

Neither of us is liable for indirect, incidental, special, or consequential loss, or for lost profits, lost opportunities, or lost investment returns, however caused. This includes losses arising from a deal you did or did not do.

Each party’s total liability under these terms is capped at the fees paid or payable in the 12 months before the claim arose. Nothing here limits liability that cannot lawfully be limited, including for death or personal injury caused by negligence, or for fraud.

14. Indemnity

You will defend and indemnify us against claims arising from Customer Data or from your use of the service in breach of these terms — including a claim that material you uploaded infringes someone’s rights, or that you collected an Applicant’s data without a lawful basis.

15. Changes to these terms

We may update these terms. For material changes we will give notice to account holders before they take effect, and continuing to use the service after that means you accept them. If you do not, you may cancel before the change takes effect.

16. General

These terms are governed by the laws of Delaware, USA, and the courts of that jurisdiction have exclusive jurisdiction over disputes. If any provision is unenforceable, the rest stands. Neither of us may assign these terms without the other’s consent, except to a successor of the business. These terms, together with the Privacy Policy and any order form, are the entire agreement between us.

17. Contact

Questions about these terms go to [email protected].

Investment Analyst AI, Ltd., 98/6/1 Rehab - Cairo, Egypt.